Frequently Asked Questions

Life insurance is one of the most valuable and simple forms of insurance for your own peace of mind and for the peace of mind of your loved ones.

All decisions about this will depend on your personal circumstances, this will vary from person to person according to which policy best suits your needs.


With health insurance, the older you get, the more likely your health will change; however, people can experience health issues at any age and all insurance is for your own personal peace of mind.

The good news is that we have varied levels of protection to cater for a wide range of people who have different needs. This could be income protection for those still working, or over 50’s life insurance cover. We have experienced advisors here to ensure you get the very best policy that suits your needs.

Health and life insurance plans are often seen as the same thing, but in reality, they have differing policies and have quite diverse benefits.

Health insurance policies are there to support you at times of need, such as providing private medical treatment or if you find yourself in unfortunate circumstances where you fall severely ill. We fully recommend this type of policy if your aim is to receive immediate medical care.

Life insurance policies support your family when you are no longer with us. This type of policy is highly recommended if you support family/friends financially or if you have a large investment such as a mortgage. This ensures that your family and/or loved ones are financially secure if something was to happen to you. Your personal situation and needs will determine whether one single policy or a combination of both is best for you.

This will depend on your personal circumstances, however, for full protection, we recommend looking into both policy types for your own peace of mind.


With health insurance, the older you get, the more likely your health will change; however, younger individuals can of course also experience health problems – None of us are fully prepared for what life throws at us. Taking out health insurance is great for personal peace of mind if you’re anxious about future health concerns.

The process of applying for insurance cover with Life Safe is very simple. You can either complete a quick application form online or speak to us over the phone where we can cover general, personal and medical questions. We are the best placed to identify the best policy for you.

If you choose to complete this over the phone, please get in touch with our team today. If you have any further questions on the process or difficulty completing the form online, our team will be happy to help.

When taking out both health and life insurance policies, we need information regarding any pre-existing medical conditions at the time of applying for your cover. The process will include answering a few simple questions to work out the best policy to suit your needs.
Once you take out cover with us, a wide range of exclusive discounts are available to you. The good news is that we have a wide range of products and services for your own peace of mind.

Apply for Family Life Insurance